101 E Madison St, Pontiac, IL 61764 Property Records

Livingston County property record for 101 E Madison St, Pontiac, IL 61764

Property Summary

Property Type	Commercial
Details	5,366 sqft · built 1899
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Apr 2011)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-22-426-007`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-426-007`

Interior

Building Area	5,366 sqft Building Perimeter

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 72 ft wide

Location & Zoning

Street Address	101 E MADISON ST
City	PONTIAC
State	IL
Zip	61764-1923
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	15-22-426-007 LOT 72 X 120 SW EXC E48' BLK 41 CITY OF PONTIAC
Legal Subdivision	ORIGNAL TOWN
Legal Block	41
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3027
Census Tract	960600

Owner

101 E Madison St, a commercial property, is owned by a company that bought it in April 2011.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Company Name on File
Mailing Address	101 E MADISON ST, PONTIAC, IL 61764-1923
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF GRAYMONT
Sep 5, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 29, 2011	Warranty Deed, Transfer · Commercial Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2011 · Amount on File
Deed Sale	Apr 29, 2011 · Amount on File
Deed Document Number	2011609096
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	101 E MADISON ST, PONTIAC, IL 61764-1923
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R04299
Date	Nov 13, 2024
Instrument	2024R-04299

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 6, 2029

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jul 16, 2025
Property Address	101 E MADISON ST, PONTIAC, IL 61764-1923
Document Number	2025R02955
Instrument Date	Jul 1, 2025
Instrument	2025R-02955
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1810 DERRON DR, PONTIAC, IL 61764-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 E MADISON ST, PONTIAC, IL 61764-1923

Mortgage

Document Number	2025R02956
Date	Jul 16, 2025
Instrument	2025R-02956

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	49 Months
Due	Aug 6, 2029

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 5, 2024
Property Address	101 E MADISON ST, PONTIAC, IL 61764-1923
Document Number	2024R03362
Instrument Date	Aug 1, 2024
Instrument	2024R-03362
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E MADISON ST, PONTIAC, IL 61764-1923

April 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Apr 29, 2011
Property Address	101 E MADISON ST, PONTIAC, IL 61764-1923
Document Number	0000609096
Instrument Date	Apr 28, 2011
Instrument	609096
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000609097
Date	Apr 29, 2011
Instrument	609097

Lender

Name	BANK OF PONTIAC
Address	300 W WASHINGTON ST, PONTIAC, IL 61764

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	37 Months
Due	May 3, 2014

Tax Assessment & Valuation

The 2025 property tax bill for 101 E Madison St was $4,203.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,203.00	$47,964 Land $14,584 Building $33,380	$143,892 Land $43,752 Building $100,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 E Madison St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 E Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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