101 E Grinnell St, Gibson, IA 50104 Property Records

Keokuk County property record for 101 E Grinnell St, Gibson, IA 50104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1954
Lot Size	0.131 acres (5,704 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2022)
Tax Bill	$872 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GBCOT-004200`

Property Details

APN / Parcel Number

Primary APN	`GBCOT-004200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Basement Area	1,132 sqft
Unfinished Basement	566 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,704 sqft (0.131 acres)
Lot Dimensions	124 ft deep x 46 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	257 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 E GRINNELL ST
City	GIBSON
State	IA
Zip	50104-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSTON'S ADD 19&20 BLK 1
Legal Subdivision	JOHNSTONS ADD
Legal Block	1
Jurisdiction	KEOKUK IA
Township / Civil Division	PRAIRIE
Census Block Group	3
Census Block	3018
Census Tract	80200

Owner

101 E Grinnell St is owned and occupied by two individuals who bought it in September 2022.

Source: Keokuk County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 E GRINNELL ST, GIBSON, IA 50104-7714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 16, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Deed Document Number	20221651
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEOKUK IA
Recording Date	May 27, 2026
Property Address	101 E GRINNELL ST, GIBSON, IA 50104-7714
Document Number	0000000836
Instrument Date	May 5, 2026
Instrument	2026836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E GRINNELL ST, GIBSON, IA 50104-7714

Mortgage

Document Number	0000000836,
Date	May 27, 2026
Instrument	2026836

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Oct 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEOKUK IA
Recording Date	Sep 16, 2022
Property Address	101 E GRINNELL ST, GIBSON, IA 50104-7714
Document Number	0020221651
Instrument Date	Sep 13, 2022
Instrument	2022-1651
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 E GRINNELL ST, GIBSON, IA 50104-7714

Mortgage

Document Number	0020221652
Date	Sep 16, 2022
Instrument	2022-1652

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 E Grinnell St was $872, up 4.8% from the year before.

Source: Keokuk County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Keokuk County
Municipality	Gibson City
Unified School District	Tri-County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$872.00 (+4.81%)	$82,060 (-) Land $4,060 Building $78,000	$82,060 (-) Land $4,060 Building $78,000
2025	$832.00	$82,060 Land $4,060 Building $78,000	$82,060 Land $4,060 Building $78,000
2024	$832.00
2023		$71,920 (+70.47%) Land $2,710 Building $69,210	$71,920 Land $2,710 Building $69,210
2022	$442.00 Homeowner's exemption	$42,190 Land $2,710 Building $39,480
2021			$42,190 Land $2,710 Building $39,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 E Grinnell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 E Grinnell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Windstream Fixed Wireless · Fiber, DSL in parts of the area	100 / 10
MCG Fixed Wireless	40 / 4

Cell Coverage

5G (outdoors only) and 4G LTE

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