101 E Clark St, Earlington, KY 42410 Property Records

Hopkins County property record for 101 E Clark St, Earlington, KY 42410

Property Summary

Property Type	Commercial
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M-26-9-9`

Property Details

APN / Parcel Number

Primary APN	`M-26-9-9`
Alternative APN	`35378`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	35378
Street Address	101 E CLARK ST
City	EARLINGTON
State	KY
Zip	42410-1345
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DIST:8 CITY/MUNI/TWP:EARLINGTON SUBD:ETON
Legal Subdivision	ETON
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	3
Census Block	3035
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 E CLARK ST, EARLINGTON, KY 42410-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	101 E CLARK ST, EARLINGTON, KY 42410-1345
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001230/259
Date	Nov 26, 2018
Book Page	1230/259
Instrument	2018013495

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 21, 2021

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	101 E CLARK ST, EARLINGTON, KY 42410-1345
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E CLARK ST, EARLINGTON, KY 42410-1345
Investor	Possibly a Property Investor

Mortgage

Document Number	001330/425
Date	Jul 13, 2021
Book Page	1330/425
Instrument	2021008083

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	PROVIDENCE, KY 42450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	May 17, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Earlington City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (-1.31%)	$114,100 (-)	$114,100 (-)
2023	$1,148.00	$114,100	$114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLINGTON WATER & SEWER serves 1,708 people · EPA ID KY0540108
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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