101 E Charles St, La Plata, MD 20646 Property Records

Charles County property record for 101 E Charles St, La Plata, MD 20646 · Last verified July 2026

Property Summary

Property Type	Commercial Office
Details	33,904 sqft · built 2005
Lot Size	0.956 acres (41,625 sqft)
Owner	Company Name on File
Tax Bill	$117,526 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-000225`

Property Details

APN / Parcel Number

Primary APN	`01-000225`
Alternative APN	`000225`

Interior

Units	13 Units
Stories	3 Stories
Building Area	33,904 sqft Gross Area
1st Floor Area	33,904 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,625 sqft (0.956 acres)
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Open Porch
Porch Area	1,080 sqft
Patio Area	2,050 sqft
Balcony Area	2,050 sqft
Canopy	1,764 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	000225
Street Address	101 CHARLES ST
City	LA PLATA
State	MD
Zip	20646-3588
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	PAR E - 0.956 AC TOWN OF LA PLATA BALDUS - WILLS SUB
Legal Subdivision	BALDUS - WILLS SUB
Legal Block	1
Legal Lot Number	E
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1003
Census Tract	851004

Owner

Source: Charles County records · APN 01-000225

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1068, LA PLATA, MD 20646-1068
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2003
Deed Sale	Nov 14, 2003
Deed Document Number	200360003
Deed Book / Page	4444 / 552
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	101 E CHARLES ST, LA PLATA, MD 20646-4900
Transaction Type	Mortgage
Record Updated	Apr 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1068, LA PLATA, MD 20646-1068

Mortgage

Document Number	0124720404
Date	Mar 28, 2022
Book Page	12472/404

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117,526.00 (+124.62%)	$3,809,300 (+9.53%)	$3,975,000 (+14.29%) Land $410,100 Building $3,564,900
2023	$52,322.00	$3,477,900 Land $410,100 Building $3,067,800	$3,477,900 Land $410,100 Building $3,067,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178510041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.