101 E 7th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 101 E 7th St, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details2,120 sqft · built 1915
Lot Size0.083 acres (3,598 sqft)
OwnerIndividual Name on Record
Last Sale$2,099,900 (Aug 2023)
Tax Bill$14,900 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN08-00607-0000-00001

Property Details

APN / Parcel Number

Primary APN08-00607-0000-00001
Alternative APN
  • 080060700001

Interior

Stories3 Stories
Building Area2,120 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area3,598 sqft (0.083 acres)
Lot Dimensions90 ft deep x 40 ft wide
Garage TypeAttached

Location & Zoning

Street Address101 E 7TH ST
CityOCEAN CITY
StateNJ
Zip08226-3811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOB607 L263A
Legal SubdivisionOCEAN
Legal Block607
Legal Lot Number1
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group1
Census Block1018
Census Tract20101

Owner

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address453 NOTRE DAME DR, WARRINGTON, PA 18976-2374
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
CITIZENS BANK NA
Dec 28, 2021Deed, Transfer · Stand-Alone First Mortgage
DEL VAL LENDING
Sep 3, 2020Grant Deed, Transfer
SURE TITLE COMPANY LLC, SURE TITLE CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on Record
Deed SaleAug 2, 2023 · Amount on Record
Prior SaleDec 28, 2021 · Amount on Record
Deed Document Number202316944
Deed Book / Page4126 / 835
Prior Transfer DateNov 1, 2011
Prior Transfer Doc0000000075
Record UpdatedSep 20, 2026

August 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateAug 2, 2023
Property Address101 E 7TH ST, OCEAN CITY, NJ 08226-3811
Document Number0000016944
Book / PageD4126 / 835
Instrument DateJul 13, 2023
Instrument2023016944
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.84
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 956, OCEAN CITY, NJ 08226-0956

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 NOTRE DAME DR, WARRINGTON, PA 18976-2374

Mortgage

Document Number0000016945
DateAug 2, 2023
Instrument2023016945
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate0.06%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Index1-Month LIBOR

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateDec 28, 2021
Property Address101 E 7TH ST, OCEAN CITY, NJ 08226-3811
Document Number0000056555
Book / PageD4030 / 657
Instrument DateJun 23, 2021
Instrument2021056555
Transaction TypeTransfer
Record UpdatedOct 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 W 17TH ST, OCEAN CITY, NJ 08226-2925

Mortgage

Document Number0000056556
DateDec 28, 2021
Instrument2021056556
Lender
NameDEL VAL LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateSep 3, 2020
Property Address101 E 7TH ST, OCEAN CITY, NJ 08226-3811
Document Number0039300643
Book / Page003930 / 000643
Instrument DateAug 28, 2020
Instrument28656
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanySURE TITLE COMPANY LLC, SURE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3607 OXFORD LN OCEAN CITY NJ 082261811, OCEAN CITY, NJ 08226-1811

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,328,000 (-) Land $170,900 Building $1,157,100$1,328,000 (-) Land $170,900 Building $1,157,100
2025$1,328,000 (+677.06%) Land $170,900 Building $1,157,100$1,328,000 (+677.06%) Land $170,900 Building $1,157,100
2024$14,900.00 (+747.55%)
2023$170,900 (-) Land $170,900$170,900 (-) Land $170,900
2022$1,758.00 (-41.59%)$170,900 Land $170,900$170,900 Land $170,900
2021$3,010.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 149 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies512 units insured
incl. 363 condo units
Nearby Flood Claims724 (1979–2025)
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 278 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 133 claims
  • Coastal Storms & Flooding, Mar 1984 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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