101 E 55th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 101 E 55th St, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1983
Lot Size0.106 acres (4,600 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2010)
Tax Bill$3,633 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN08-05405-0000-00018-01-C1

Property Details

APN / Parcel Number

Primary APN08-05405-0000-00018-01-C1

Interior

Stories2 Stories
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area4,600 sqft (0.106 acres)
Lot Dimensions80 ft deep x 58 ft wide

Location & Zoning

Street Address101 E 55TH ST, 1
CityOCEAN CITY
StateNJ
Zip08226-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOB5405, L20
Legal SubdivisionMEADOW MEWS X CONDO
Legal Block5405
Legal Lot Number18.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group1
Census Block1039
Census Tract20205

Owner

101 E 55th St is owned by two individuals who bought it in March 2010.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address709 GASKILL AVE, MOUNT EPHRAIM, NJ 08059-1010
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2010 · Amount on File
Deed SaleMar 8, 2010 · Amount on File
Deed Document Number201053
Deed Book / Page3410 / 324
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address5429 SIMPSON AVE # 1, 1, OCEAN CITY, NJ 08226-1256
Document Number0063490145
Instrument DateFeb 19, 2021
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyFIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5429 SIMPSON AVE #A OCEAN CITY NJ 082261256, A, OCEAN CITY, NJ 08226-1256

Mortgage

Document Number0063490145
DateMar 9, 2021
Book Page006349/000145
Instrument11971
Lender
NameCOLUMBIA BK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 8, 2036

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,800 (-) Land $168,900 Building $154,900$323,800 (-) Land $168,900 Building $154,900
2025$323,800 Land $168,900 Building $154,900$323,800 Land $168,900 Building $154,900
2024$3,633.00
2023$323,800 Land $168,900 Building $154,900$323,800 Land $168,900 Building $154,900
2022$3,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 E 55th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 325 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies996 units insured
incl. 671 condo units
Nearby Flood Claims677 (1979–2018)
Claims Outside the SFHA8 of 677
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 472 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 57 claims
  • Coastal Storms & Flooding, Mar 1984 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 E 55th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereWILMINGTON WATER DEPARTMENT
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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