101 E 21st St, Atlantic, IA 50022 Property Records

Cass County property record for 101 E 21st St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,702 sqft · built 1976
Lot Size	0.602 acres (26,253 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2020)
Tax Bill	$6,878 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`300006174001000`

Property Details

APN / Parcel Number

Primary APN	`300006174001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,702 sqft Living Area
Basement Area	1,702 sqft
Finished Basement	900 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,253 sqft (0.602 acres)
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	29 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	101 E 21ST ST
City	ATLANTIC
State	IA
Zip	50022-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT HILLS ADD LOT 19
Legal Subdivision	CHESTNUT HILLS ADDITION
Legal Lot Number	19
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2033
Census Tract	190400

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Jun 24, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK & TRUST
Jun 1, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK & TRUST
May 8, 2024	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Oct 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK AND TRUST
Nov 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK AND TRUST
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	0020202341
Deed Book / Page	2020 / 2341
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1603
Date	Jul 20, 2021
Book Page	2021/1603
Instrument	2021-1603

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/1368
Date	Jun 24, 2010
Book Page	2010/1368
Instrument	02010_01368

Lender

Name	FIRST WHITNEY BANK & TRUST
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	Sep 1, 2040

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02015/0936
Date	Jun 1, 2015
Book Page	2015/0936

Lender

Name	FIRST WHITNEY BANK & TRUST
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E 21ST ST, ATLANTIC, IA 50022-2802

Mortgage

Document Number	002024/665
Date	May 8, 2024
Book Page	2024/665

Lender

Name	BANK IOWA
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02015/1886
Date	Oct 30, 2015
Book Page	2015/1886

Lender

Name	FIRST WHITNEY BANK AND TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02015/1912
Date	Nov 4, 2015
Book Page	2015/1912

Lender

Name	FIRST WHITNEY BANK AND TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Dec 18, 2020
Property Address	101 E 21ST ST, ATLANTIC, IA 50022-2802
Document Number	02020/2341
Book / Page	2020 / 2341
Instrument Date	Dec 9, 2020
Instrument	2020-2341
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 E 21ST ST, ATLANTIC, IA 50022-2802

Mortgage

Document Number	0020202342
Date	Dec 18, 2020
Instrument	2020/2342

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,200 (-2.95%) Land $37,840 Building $333,360	$371,200 (-2.95%) Land $37,840 Building $333,360
2024	$6,878.00 (+18.67%)
2023		$382,500 Land $37,840 Building $344,660	$382,500 Land $37,840 Building $344,660
2022	$5,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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