101 Dutchess Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 101 Dutchess Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,539 sqft · built 2002
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$178,500 (Oct 2023)
Tax Bill	$1,318 (2026)
Deeds & Mortgages	Oct 2023 Sale & Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50378`

Property Details

APN / Parcel Number

Primary APN	`50378`
Alternative APNs	`1339176` `1346320` `1359046`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,539 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	16,683 sqft (0.383 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	270 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359046
Street Address	101 DUTCHESS DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#61PB19-164KNGSPT PH1MAP2
Legal Subdivision	KINGS POINTE
Legal Block	1
Legal Lot Number	150
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Feb 2, 2022	Intrafamily Transfer, Transfer
Mar 24, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 1, 2019	Loan Modification, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2023200092781
Deed Book / Page	1907 / 2690
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0018640573
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 5, 2023
Property Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Document Number	0019072690
Book / Page	1907 / 2690
Map Reference	MB 19 PG 164
Instrument Date	Oct 3, 2023
Instrument	200092781
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 K ST, FARMINGTON, WV 26571-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DUCHESS LN, MOCKSVILLE, NC 27028-4141

Mortgage

Document Number	0019072693
Date	Oct 5, 2023
Instrument	1907/2693

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018752190
Date	Jun 17, 2022
Book Page	1875/2190
Instrument	200074482

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 2, 2022
Property Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Document Number	0018640573
Book / Page	1864 / 573
Map Reference	MB 19 PG 164
Instrument Date	Jan 18, 2022
Instrument	200067931
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 24, 2021
Property Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Document Number	0018361761
Book / Page	1836 / 1761
Map Reference	MB 19 PG 164
Instrument Date	Mar 24, 2021
Instrument	200052729
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HARBOR CT, 32, FALLING WATERS, WV 25419-4630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144

Mortgage

Document Number	18361765
Date	Mar 24, 2021
Instrument	1836/1765

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	101 DUTCHESS DR, KINGS MOUNTAIN, NC 28086-9144
Document Number	0017952868
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CROWN CT KINGS MOUNTAIN NC 28086, KINGS MOUNTAIN, NC 28086

Mortgage

Document Number	0017952868
Date	Jul 30, 2019
Book Page	001795/002868
Instrument	28862

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 29, 2024

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,318.00 (+3.45%)	$124,342 (-) Land $22,654 Building $101,688	$124,342 (-) Land $22,654 Building $101,688
2025	$1,274.00	$124,342 (+88.87%) Land $22,654 Building $101,688	$124,342 (+88.87%) Land $22,654 Building $101,688
2023		$65,835 Land $21,586 Building $44,249	$65,835 Land $21,586 Building $44,249

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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