Okaloosa County property record for 101 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,983 sqft · built 1990 |
| Lot Size | 0.119 acres (5,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,300 (Oct 2005) |
| Tax Bill | $10,453 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-9625-5 |
| Primary APN | C56-000-590-9625-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,983 sqft Living Area |
| Gross Area | 4,356 sqft |
| 1st Floor Area | 650 sqft |
| Upper Floors Area | 2,333 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,199 sqft (0.119 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 503 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 101 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLIDAY ISLE S40 FT LOT 117 BLK F |
| Legal Subdivision | HOLIDAY ISLE |
| Legal Block | F |
| Legal Lot Number | 117 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
101 Durango Rd is owned and occupied by two individuals who bought it in October 2005.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 DURANGO RD, DESTIN, FL 32541-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on File |
| Deed Sale | Oct 26, 2005 · Amount on File |
| Prior Sale | May 25, 2004 · Amount on File |
| Deed Document Number | 20052273699 |
| Deed Book / Page | 2661 / 4482 |
| Prior Transfer Date | Oct 13, 2005 |
| Prior Transfer Doc | 0026614482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 101 DURANGO RD, DESTIN, FL 32541-5011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5710 ELMORE RD, ELMORE, AL 36025-1609 |
| Document Number | 0035323492 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3532/3492 |
| Instrument | 3438501 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 101 Durango Rd was $10,453 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,453.00 Homeowner's exemption | $921,720 Land $426,000 Building $495,720 | $921,720 Land $426,000 Building $495,720 |
| 2023 | $10,801.00 (+30.79%) Homeowner's exemption | $942,748 (+19.23%) Land $426,000 Building $516,748 | $942,748 (+19.23%) Land $426,000 Building $516,748 |
| 2022 | $8,258.00 | $790,684 Land $390,000 Building $400,684 | $790,684 Land $390,000 Building $400,684 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Durango Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 101 Durango Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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