Bay County property record for 101 Dunes Dr, Mexico Beach, FL 32456
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Jul 2021) |
| Tax Bill | $8,759 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04102-300-430 |
| Primary APN | 04102-300-430 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 115 ft wide |
| Street Address | 101 DUNES DR |
|---|---|
| City | PORT SAINT JOE |
| State | FL |
| Zip | 32456-4260 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC02 |
| Legal Description | SUGAR SAND LOT 43 ORB 4726 P 1501 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | SUGAR SAND |
| Legal Lot Number | 43 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 600 |
101 Dunes Dr, vacant land, is owned by a company that bought it in July 2021.
Source: Bay County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3677 CATHEDRAL LAKE DR, FRISCO, TX 75034-3809 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Apr 11, 2018 · Amount on File |
| Deed Document Number | 202154083 |
| Deed Book / Page | 4434 / 612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 101 DUNES DR, MEXICO BEACH, FL 32456-4260 |
| Document Number | 0047261501 |
| Book / Page | 4726 / 1501 |
| Map Reference | MB 26 PG 1 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023055918 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3677 CATHEDRAL LAKE DR, FRISCO, TX 75034-3809 |
| Name | Verified Name |
|---|---|
| Address | 3677 CATHEDRAL LAKE DR, FRISCO, TX 75034-3809 |
| Document Number | 0047261505 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 4726/1505 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 101 DUNES DR, MEXICO BEACH, FL 32456-4260 |
| Document Number | 0044340612 |
| Book / Page | 4434 / 612 |
| Map Reference | MB 26 PG 1 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021054083 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 WATER DR, MEXICO BEACH, FL 32456-0212 |
| Name | Verified Name |
|---|---|
| Address | 3677 CATHEDRAL LAKE DR, FRISCO, TX 75034-3809 |
| Document Number | 0004434614 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 4434/614 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 101 Dunes Dr was $8,759, up 5.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,759.00 (+5.59%) | $697,976 | $721,050 Land $721,050 |
| 2024 | $8,295.00 (+1.32%) | ||
| 2023 | $8,187.00 (+35.23%) | $752,732 (+43.54%) Land $752,732 | $752,732 (+43.54%) Land $752,732 |
| 2022 | $6,054.00 | $524,400 Land $524,400 | $524,400 Land $524,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Dunes Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P31 “St. Andrew Complex” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Dunes Dr is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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