Cumberland Town property record for 101 Duchess Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1959 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jul 2009) |
| Tax Bill | $4,022 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8916-62 |
| Primary APN | 8916-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,057 sqft (0.162 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8916-62 |
|---|---|
| Street Address | 101 DUCHESS RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1495 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 11403 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 DUCHESS RD, CUMBERLAND, RI 02864-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage SPRING EQ LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2009 · Amount on Record |
| Deed Sale | Jul 24, 2009 · Amount on Record |
| Prior Sale | Jun 27, 2002 · Amount on Record |
| Deed Book / Page | 1469 / 533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 101 DUCHESS RD, CUMBERLAND, RI 02864-2029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002003-353 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 2003/353 |
| Instrument | 149526 |
| Name | SPRING EQ LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 101 DUCHESS RD, CUMBERLAND, RI 02864-2029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001963-136 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 1963/136 |
| Instrument | 140399 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 101 DUCHESS RD, CUMBERLAND, RI 02864-2029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1880-926 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 1880/926 |
| Instrument | 122512 |
| Name | HOMESTAR MORTAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,022.00 (+5.79%) | $401,800 (+29.65%) Land $188,700 Building $213,100 | $447,398 |
| 2025 | $3,802.00 (+5.58%) | $309,900 (-) Land $122,400 Building $187,500 | |
| 2023 | $3,601.00 (-0.91%) | $309,900 (+27.85%) Land $122,400 Building $187,500 | |
| 2022 | $3,634.00 | $242,400 Land $96,200 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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