101 Discreet, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 101 Discreet, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,509 sqft · built 2020
Lot Size	0.473 acres (20,586 sqft)
Owner	Individual Name on File
Tax Bill	$11,579 (2026)
Deeds & Mortgages	Oct 2018 Construction Loan Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10732-000-2007-A`

Property Details

APN / Parcel Number

Primary APN	`10732-000-2007-A`
Alternative APN	`36420`

Interior

Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	2,509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Tile
Lot Area	20,586 sqft (0.473 acres)
Garage Type	Attached
Garage Area	1,005 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	570 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10732-000-2007-A
Street Address	101 DISCREET
City	HORSESHOE BAY
State	TX
Zip	78657-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY APPLEHEAD WEST LT 2007
Legal Subdivision	APPLEHEAD WEST
Legal Lot Number	2007
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1052
Census Tract	970401

Owner

101 Discreet is owned and occupied by an individual who acquired it in January 2020.

Source: Llano County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 DISCREET, HORSESHOE BAY, TX 78657-2123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRSTCAPITAL BANK OF TEXAS NA
Jan 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017
Deed Sale	Oct 30, 2017
Deed Document Number	20176729
Deed Book / Page	1576 / 4350
Last Transfer Date	Jan 23, 2020
Transfer Doc	0000000417
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	101 DISCREET, HORSESHOE BAY, TX 78657-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1584/2262
Date	Oct 23, 2018
Book Page	1584/2262
Instrument	18-06701

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	HORSESHOE BAY, TX 78657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 19, 2019

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LLANO TX
Recording Date	Jan 23, 2020
Property Address	101 DISCREET, HORSESHOE BAY, TX 78657-2123
Document Number	2000417
Map Reference	VOL 5 PG 84
Instrument Date	Jan 23, 2020
Instrument	20-00417
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12531 W HIGHWAY 714116, 12531, BEE CAVE, TX 78738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DISCREET, HORSESHOE BAY, TX 78657-2123

Tax Assessment & Valuation

The 2026 property tax bill for 101 Discreet was $11,579 with a homeowner's exemption, up 220.7% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,579.00 (+220.66%)	$865,230 (+2.29%) Land $71,460 Building $793,770	$865,230 (+2.29%) Land $71,460 Building $793,770
2025	$3,611.00 Homeowner's exemption	$845,860 Land $71,460 Building $774,400	$845,860 Land $71,460 Building $774,400
2023	$11,124.00 Homeowner's exemption	$944,740 Land $67,080 Building $877,660	$944,740 Land $67,080 Building $877,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Discreet in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Discreet is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Zero2 Wireless Fixed Wireless	200 / 35
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Engineer Austin.

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