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101 Despejado Dr, Laredo, TX 78045 Property Records

Webb County property record for 101 Despejado Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,088 sqft · built 2014
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$260,700 (May 2015)
Tax Bill$1,673 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-76003-010

Property Details

APN / Parcel Number

Primary APN989-76003-010
Alternative APN
  • 529614

Interior

Stories1 Story
Building Area2,088 sqft Living Area
1st Floor Area2,088 sqft
Utility Area60 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
Garage Area407 sqft
CarportCarport
Carport Area407 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address101 DESPEJADO DR
CityLAREDO
StateTX
Zip78045-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 3, LOT 1, PHASE 11
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase11
Legal Block3
Legal Lot Number1
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2027
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 DESPEJADO DR, LAREDO, TX 78045-6850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Jan 12, 2018Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2015 · Amount on Record
Deed SaleMay 4, 2015 · Amount on Record
Deed Document Number20151232028
Deed Book / Page3784 / 448
Prior Transfer DateApr 30, 2014
Prior Transfer Doc003784/448
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateMay 22, 2026
Property Address101 DESPEJADO DR, LAREDO, TX 78045-6850
Document Number0001588349
Book / Page6044 / 778
Instrument DateApr 27, 2026
Instrument20261588349
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 DESPEJADO DR, LAREDO, TX 78045-6850

Mortgage

Document Number0001588349,
DateMay 22, 2026
Book Page6044/778
Instrument20261588349
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2066
Interest
Rate6.38%
Max Rate-1%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address101 DESPEJADO DR, LAREDO, TX 78045-6850
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1317802
DateJan 12, 2018
Book Page4354/139
Instrument1317802
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,736 (-0.58%) Land $107,800 Building $220,936$328,736 (-0.58%) Land $107,800 Building $220,936
2025$1,673.00 (-18.03%) Homeowner's exemption$330,670 (+4.1%) Land $107,800 Building $222,870$330,670 (+4.1%) Land $107,800 Building $222,870
2024$2,041.00 (+12.02%)
2023$317,659 Land $93,310 Building $224,349$317,659 Land $93,310 Building $224,349
2022$1,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Smartcom Telephone.

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