101 Derge St, De Kalb, MO 64440 Property Records

Buchanan County property record for 101 Derge St, De Kalb, MO 64440

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 1916
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Feb 2022 Transfer Dec 2021 Mortgage
APN	`16-2.0-10-004-002-022.000`

Property Details

APN / Parcel Number

Primary APN	`16-2.0-10-004-002-022.000`

Interior

Building Area	1,764 sqft Base Area
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	135 ft deep x 180 ft wide

Location & Zoning

Street Address	101 DERGE ST
City	DE KALB
State	MO
Zip	64440-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:TOWN OF DEKALB, DERGE'S ADDN. LOT:1 BLK:7LGL DESC:& L 2 & 3
Legal Subdivision	TOWN OF DEKALB, DERGES ADDN
Legal Block	7
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3088
Census Tract	2900

Owner

101 Derge St is owned and occupied by two individuals who acquired it in February 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 DERGE ST, DE KALB, MO 64440-4050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 2022
Transfer Doc	003772/886
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Feb 14, 2022
Property Address	101 DERGE ST, DE KALB, MO 64440-4050
Document Number	003772/886
Book / Page	3772 / 886
Instrument Date	Feb 11, 2022
Instrument	2022001458
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DERGE ST, DE KALB, MO 64440-4050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	101 DERGE ST, DE KALB, MO 64440-4050
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DERGE ST, DE KALB, MO 64440-4050

Mortgage

Document Number	003771/166
Date	Dec 22, 2021
Book Page	3771/166
Instrument	2021013879

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 101 Derge St was $1,040, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	De Kalb Town
Unified School District	Buchanan County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (+0.1%)	$14,140 Land $1,520 Building $12,620	$74,430 Land $8,000 Building $66,430
2024	$1,039.00 (+5.48%)
2023	$985.00 (+56.6%)	$13,390 (+56.98%) Land $1,520 Building $11,870	$70,450 Land $8,000 Building $62,450
2022	$629.00	$8,530 Land $950 Building $7,580
2021			$44,900 Land $5,000 Building $39,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 101 Derge St; there have been 63 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	63 (1982–2011)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2011 · Flooding
Claims by Event	Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Derge St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB PWS serves 250 people · EPA ID MO1011181
Water Source	Purchased groundwater from BUCHANAN COUNTY PWSD 1
Last State Inspection	Nov 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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