101 Delchester Dr, Elgin, SC 29045 Property Records

Richland County property record for 101 Delchester Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1980
Lot Size	0.678 acres (29,572 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25906-04-09`

Property Details

APN / Parcel Number

Primary APN	`25906-04-09`
Alternative APNs	`R25906-04-09` `00872167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Heated Area
Gross Area	1,745 sqft
1st Floor Area	1,270 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,572 sqft (0.678 acres)
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00872167
Street Address	101 DELCHESTER DR
City	ELGIN
State	SC
Zip	29045-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 1 BLOCK A 88.5X27.7X221X160.1X168 #SU BRIARCLIFF ESTATES SECTION 1 #PR 56-3000
Legal Subdivision	BRIARCLIFFE
Legal Block	A
Legal Lot Number	1
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2018
Census Tract	11425

Owner

101 Delchester Dr is owned by two individuals who acquired it in June 2023.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6175 US HIGHWAY 321 S, WINNSBORO, SC 29180-6421
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 20, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 29, 2022	Deed of Distribution, Transfer
Nov 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 13, 2023
Transfer Doc	0028441316
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jul 22, 2026
Property Address	101 DELCHESTER DR, ELGIN, SC 29045-9377
Document Number	0000036255
Book / Page	3150 / 115
Instrument Date	Jul 17, 2026
Instrument	202636255
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DELCHESTER DR, ELGIN, SC 29045-9377

Mortgage

Document Number	0000036255,
Date	Jul 22, 2026
Book Page	3150/115
Instrument	202636255

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jun 20, 2023
Property Address	101 DELCHESTER DR, ELGIN, SC 29045-9377
Document Number	0028441316
Book / Page	2844 / 1316
Map Reference	MB Y PG 2782
Instrument Date	Jun 13, 2023
Instrument	2023025624
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6175 US HIGHWAY 321 S, WINNSBORO, SC 29180-6421

Mortgage

Document Number	2023025625
Date	Jun 20, 2023
Instrument	2023025625

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	RICHLAND SC
Recording Date	Jun 29, 2022
Property Address	101 DELCHESTER DR, ELGIN, SC 29045-9377
Document Number	0027580363
Book / Page	2758 / 363
Map Reference	MB Y PG 2782
Instrument Date	Jun 29, 2022
Instrument	2022037063
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DELCHESTER DR, ELGIN, SC 29045-9377

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	101 DELCHESTER DR, ELGIN, SC 29045-9377
Document Number	2452/3205
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 DELCHESTER DR #D ELGIN SC 290459377, D, ELGIN, SC 29045-9377

Mortgage

Document Number	2452/3205
Date	Dec 10, 2019
Book Page	002452/003205
Instrument	92216

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 101 Delchester Dr was $1,205.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 Homeowner's exemption	$4,280 (-96.52%)	$179,900 (-) Land $30,000 Building $149,900
2024		$123,000 (+2,773.83%)	$179,900 (+68.13%) Land $30,000 Building $149,900
2023	$1,243.00 (+1.47%)	$4,280	$107,000
2022	$1,225.00 (+0.49%)
2021	$1,219.00	$4,280	$115,700 Land $20,300 Building $95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Delchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Delchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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