Garrard County property record for 101 Danville St, Lancaster, KY 40444
| Property Type | Commercial |
|---|---|
| Details | built 1790 |
| Lot Size | 0.041 acres (1,803 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $557 (2025) |
| Deeds & Mortgages | Aug 2005 Line of Credit Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-07-001 |
| Primary APN | L3-07-001 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Lot Area | 1,803 sqft (0.041 acres) |
| Sewer | Connected |
|---|
| Account Number | 20362 |
|---|---|
| Street Address | DANVILLE ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 101 103 DANVILLE ST |
| Legal Subdivision | WEST SIDE RICHMOND STREET |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 343, LANCASTER, KY 40444-0343 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2005 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Dec 1, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | DANVILLE ST, LANCASTER, KY 40444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1192 S HARMONS LICK RD, CRAB ORCHARD, KY 40419-9672 |
| Investor | Possibly a Property Investor |
| Document Number | 000M248/09 |
|---|---|
| Date | Aug 30, 2005 |
| Book Page | M248/09 |
| Instrument | 66686 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Address | PAINT LICK, KY 40461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 31, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Dec 1, 2021 |
| Property Address | DANVILLE ST, LANCASTER, KY 40444 |
| Document Number | 00D313/140 |
| Book / Page | D313 / 140 |
| Map Reference | DB 98 PG 492 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 166179 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 W MAPLE AVE, LANCASTER, KY 40444-1041 |
| Name | Verified Name |
|---|---|
| Address | 1888 BURDETTE KNOB RD, LANCASTER, KY 40444-9749 |
| Investor | Possibly a Property Investor |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (-) Land $15,000 Building $35,000 | $50,000 (-) Land $15,000 Building $35,000 | |
| 2025 | $557.00 (-0.54%) | $50,000 (-) Land $15,000 Building $35,000 | $50,000 (-) Land $15,000 Building $35,000 |
| 2024 | $560.00 (+39.3%) | $50,000 (+42.86%) Land $15,000 Building $35,000 | $50,000 (+42.86%) Land $15,000 Building $35,000 |
| 2023 | $402.00 | $35,000 Land $15,000 Building $20,000 | $35,000 Land $15,000 Building $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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