Wake County property record for 101 Cutty Ct, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,968 sqft · built 1993 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $467,000 (May 2017) |
| Tax Bill | $4,476 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0761.11-65-7059 0185505 |
| Primary APN | 0761.11-65-7059 0185505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,968 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 50 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0185505 |
|---|---|
| Old Parcel Number | 018550501 |
| Street Address | 101 CUTTY CT |
| City | CARY |
| State | NC |
| Zip | 27518-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12P |
| Legal Description | LO761 LOCHMERE HIGHLANDS P4-A BM1990-1381 |
| Legal Township | 18 |
| Legal Subdivision | LOCHMERE HLNDS PH 04-A |
| Legal Lot Number | 761 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | SWIFT CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 53005 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO |
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 8, 2017 | Warranty Deed, Transfer FIRST CITIZENS BK |
| Dec 22, 2016 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on Record |
| Deed Sale | May 8, 2017 · Amount on Record |
| Prior Sale | Apr 16, 1999 · Amount on Record |
| Deed Document Number | 0167742602 |
| Deed Book / Page | 16774 / 2602 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Document Number | 020035/267 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 20035/267 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Document Number | 19506/2308 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 19506/2308 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018383/262 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 18383/262 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 8, 2017 |
| Property Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Document Number | 167742602 |
| Book / Page | 016774 / 002602 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 CUTTY CT CARY NC 275188959, CARY, NC 27518-8959 |
| Document Number | 167742605 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 016774/002605 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 7, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 101 CUTTY CT, CARY, NC 27518-8959 |
| Document Number | 166602229 |
| Book / Page | 016660 / 002229 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 101 CUTTY CT CARY NC 275188959, CARY, NC 27518-8959 |
| Document Number | 166602229 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 016660/002229 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,476.00 | $444,780 Land $120,000 Building $324,780 | $444,780 Land $120,000 Building $324,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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