101 Cumberland Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 101 Cumberland Dr, Red Oak, TX 75154

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,680 sqft · built 1999
Lot Size0.713 acres (31,058 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Apr 2026)
Tax Bill$8,641 (2025)
Deeds & MortgagesApr 2026 Sale
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR207675

Property Details

APN / Parcel Number

Primary APNR207675
Alternative APNs
  • 62318100000100108
  • 207675

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,680 sqft Living Area
Gross Area4,698 sqft
1st Floor Area2,176 sqft
2nd Floor Area1,504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,058 sqft (0.713 acres)
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address101 CUMBERLAND DR
CityRED OAK
StateTX
Zip75154-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 CUMBERLAND FOREST PH I 0.713 ACRES
Legal SubdivisionCUMBERLAND FOREST PH I
Legal Lot Number1
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group3
Census Block3010
Census Tract60209

Owner

101 Cumberland Dr is owned and occupied by an individual who bought it in April 2026.

Source: Ellis County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address101 CUMBERLAND DR, RED OAK, TX 75154-5632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
NETWORK FUNDING LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2026 · Amount on File
Deed SaleApr 1, 2026 · Amount on File
Prior SaleApr 7, 2006 · Amount on File
Deed Document Number202611030
Prior Transfer DateApr 3, 2006
Prior Transfer Doc0000010084
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionELLIS TX
Recording DateApr 1, 2026
Property Address101 CUMBERLAND DR, RED OAK, TX 75154-5632
Document Number0000011030
Instrument DateMar 19, 2026
Instrument202611030
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CUMBERLAND DR, RED OAK, TX 75154-5632

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address101 CUMBERLAND DR, RED OAK, TX 75154-5632
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002230007
DateJul 26, 2022
Instrument2230007
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 101 Cumberland Dr was $8,641, up 1.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityOvilla City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,593 (+0.69%) Land $143,000 Building $408,593$551,593 (+0.69%) Land $143,000 Building $408,593
2025$8,641.00 (+1.5%) Homeowner's exemption$547,798 Land $154,000 Building $393,798$547,798 Land $154,000 Building $393,798
2024$8,513.00
2023$540,345 Land $148,500 Building $391,845$540,345 Land $148,500 Building $391,845
2018$9,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cumberland Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVILLA
serves 4,532 people · EPA ID TX0700067
Water SourcePurchased surface water from DALLAS WATER UTILITY
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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