Westchester County and Ossining Town property record for 101 Croton Dam Rd, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,817 sqft · built 1900 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Nov 2022) |
| Tax Bill | $17,484 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 81.17-1-2 |
| Primary APN | 554289 81.17-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Porch | Covered Porch |
| Porch Area | 154 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 CROTON DAM RD |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION PREPARED FOR JEROME OCONNOR |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13700 |
101 Croton Dam Rd is owned and occupied by two individuals who bought it in November 2022.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE MORTGAGE BANKERS CORP |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Nov 15, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Apr 12, 2005 · Amount on File |
| Deed Document Number | 20223568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Document Number | 0660283246 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 660283246 |
| Name | HOMEBRIDGE MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Title Company | FIRST CHOICE SETTLEMENT LLC |
| Name | Verified Name |
|---|---|
| Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Document Number | 0611303579 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 611303579 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Title Company | FIRST CHOICE SETTLEMENT LLC |
| Name | Verified Name |
|---|---|
| Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Document Number | 0611303596 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 611303596 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 15, 2022 |
| Property Address | 101 CROTON DAM RD, OSSINING, NY 10562-2104 |
| Document Number | 0622923568 |
| Map Reference | MAP 26032 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 622923568 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | NEW WAY ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 CROTON DAM RD, 101, OSSINING, NY 10562-2104 |
| Name | Verified Name |
|---|---|
| Address | 5 MEADOW HILL CT, THORNWOOD, NY 10594-1640 |
| Document Number | 0623183390 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 623183390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 101 Croton Dam Rd was $17,484.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,484.00 | ||
| 2025 | $602,200 (+5.41%) Land $209,300 Building $392,900 | $602,200 (+5.41%) Land $209,300 Building $392,900 | |
| 2024 | Additional exemption filed | $571,300 (+7.79%) Land $166,300 Building $405,000 | $571,300 (+7.79%) Land $166,300 Building $405,000 |
| 2023 | $530,000 Land $166,300 Building $363,700 | $530,000 Land $166,300 Building $363,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Croton Dam Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Croton Dam Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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