101 Cross St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 101 Cross St, Lowell, MA 01854

Property Summary

Property TypeRestaurant
Details3 ba · 2,200 sqft · built 1960
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$53,500 (Mar 1982)
Tax Bill$4,844 (2026)
Flood ZoneZone X (minimal risk)
APNM91780

Property Details

APN / Parcel Number

Primary APNM91780
Alternative APNs
  • LOWE M:118 B:1575 L:101
  • M:000118 T:M91780

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,200 sqft Total Area
Gross Area3,800 sqft
1st Floor Area2,200 sqft
Basement Area1,504 sqft
Unfinished Basement1,504 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberM91780
Street Address101 CROSS ST
CityLOWELL
StateMA
Zip01854
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeUMU
Legal Block1575
Legal Lot Number101
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1004
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Cross St, a commercial property, is owned by a company that bought it in March 1982.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address362 FLETCHER ST, LOWELL, MA 01854-4143
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 1982 · Amount on File
Deed SaleMar 26, 1982 · Amount on File
Deed Book / Page2528 / 468
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 101 Cross St was $4,844, up 6.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,844.00 (+6.63%)$219,800 (+8.22%) Land $87,000 Building $132,800
2025$4,543.00 (+0.26%)$203,100 (+4.31%) Land $81,300 Building $121,800
2024$4,531.00 (+1.71%)$194,700 (+6.45%) Land $77,500 Building $117,200
2023$4,455.00$182,900 Land $70,400 Building $112,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 101 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Cross St

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