Henderson County property record for 101 Cross Rd Dr, Mills River, NC 28759
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,416 sqft · built 2007 |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 9631649832 |
| Primary APN | 9631649832 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,416 sqft Total Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 62,291 sqft (1.42 acres) |
| Porch | Open Porch |
| Porch Area | 51 sqft |
| Canopy | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9960772 |
|---|---|
| Old Parcel Number | 00963164983255 |
| Street Address | 101 CROSS ROAD DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-5508 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 9960772~MR-GB |
| Legal Description | THE CROSS ROADS LO2&3 PLUNREC-SURVEY UNBALL BU11-21-1997 |
| Legal Subdivision | CROSSROADS AT MILLS RIVER, THE (3753) |
| Legal Block | 64 |
| Legal Lot Number | 9832 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 930702 |
101 Cross Rd Dr, a commercial property, is owned by a company that acquired it in January 1998.
Source: Henderson County records, as of July 14, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 27131, RALEIGH, NC 27611-7131 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 1998 |
| Deed Sale | Jan 7, 1998 |
| Deed Document Number | 0000094330 |
| Record Updated | Jun 7, 2026 |
Source: Henderson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $1,028,900 Land $663,400 Building $365,500 | $1,028,900 Land $663,400 Building $365,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Cross Rd Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2013–2026) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Cross Rd Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Riverwave Broadband.
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