101 Cross Current Ln, Belmont, NC 28012 Property Records

Gaston County property record for 101 Cross Current Ln, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,544 sqft · built 2020
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$1,085,000 (May 2026)
Tax Bill	$10,818 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300063`

Property Details

APN / Parcel Number

Primary APN	`300063`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	4,544 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Lot Area	25,700 sqft (0.59 acres)

Location & Zoning

Street Address	101 CROSS CURRENT LN
City	BELMONT
State	NC
Zip	28012-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCLEAN - SOUTH SHORE LOTS 137 PLAT BOOK 088 PAGE 042
Legal Subdivision	MCLEAN SOUTH SHORE PHASE 1
Legal Lot Number	137
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2021
Census Tract	32510

Owner

101 Cross Current Ln is owned and occupied by an individual who bought it in May 2026.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 15, 2022	Warranty Deed, Transfer ATTORNEYS TITLE
Oct 2, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Nov 15, 2022 · Amount on File
Deed Book / Page	5642 / 1777
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 22, 2026
Property Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847
Document Number	0056421777
Book / Page	5642 / 1777
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847

Mortgage

Document Number	5642001784,
Date	May 22, 2026
Book Page	5642/1784

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 15, 2022
Property Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847
Document Number	0053771523
Book / Page	5377 / 1523
Map Reference	MB 88 PG 42
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 TREWIN CIR, 170, ST AUGUSTINE, FL 32092-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 TILLOU RD W, SOUTH ORANGE, NJ 07079-1357

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 2, 2020
Property Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847
Document Number	0051610645
Book / Page	5161 / 645
Map Reference	MB 88 PG 42
Instrument Date	Oct 1, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD, 11121, CHARLOTTE, NC 28226-4495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CROSS CURRENT LN, BELMONT, NC 28012-8847

Mortgage

Document Number	5161648
Date	Oct 2, 2020
Instrument	5161/648

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 101 Cross Current Ln was $10,818.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,818.00	$1,026,460 (-) Land $120,000 Building $906,460
2025	$10,818.00	$1,026,460 Land $120,000 Building $906,460
2023	$10,931.00	$1,026,460 Land $120,000 Building $906,460
2021			$686,590 Land $100,000 Building $586,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cross Current Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cross Current Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Current Ln

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