101 Covington Way, Richmond, KY 40475 Property Records

Madison County property record for 101 Covington Way, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,583 sqft
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (Feb 2023)
Tax Bill$2,348 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Feb 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0055-0003-0063

Property Details

APN / Parcel Number

Primary APN0055-0003-0063
Alternative APNs
  • 122313
  • 91887
  • 51842

Interior

Stories2 Stories
Building Area1,583 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area24,829 sqft (0.569 acres)
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number51842
Street Address101 COVINGTON WAY
CityRICHMOND
StateKY
Zip40475-6836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON WOODS LOT 63
Legal SubdivisionCOVINGTON WOODS
Legal Block1
Legal Lot Number63
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group4
Census Block4004
Census Tract10702

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address101 COVINGTON WAY, RICHMOND, KY 40475-6836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Feb 8, 2023Warranty Deed, Transfer
ACUITY TITLE
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2023 · Amount on Record
Deed SaleFeb 8, 2023 · Amount on Record
Prior SaleFeb 8, 2023 · Amount on Record
Deed Document Number2014130972
Deed Book / PageD834 / 527
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 8, 2023
Property Address101 COVINGTON WAY, RICHMOND, KY 40475-6836
Document Number00D834/527
Book / PageD834 / 527
Map ReferenceMB 18 PG 232
Instrument DateJan 24, 2023
Instrument2014130972
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyACUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 PARKVIEW PLZ # 400400, 400400, OAKBROOK TERRACE, IL 60181-4400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address101 COVINGTON WAY, RICHMOND, KY 40475-6836

Mortgage

Document Number2014130973
DateFeb 8, 2023
Instrument2014130973
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 8, 2023
Property Address101 COVINGTON WAY, RICHMOND, KY 40475-6836
Document Number00D834/523
Book / PageD834 / 523
Map ReferenceMB 18 PG 232
Instrument DateJan 13, 2023
Instrument2014130971
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyACUITY TITLE

Transaction

AmountAmount Recorded
Tax$249.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 COVINGTON WAY, RICHMOND, KY 40475-6836

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
InvestorPossibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address101 COVINGTON WAY, RICHMOND, KY 40475-6836
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01991/742
DateNov 2, 2020
Book PageM01991/742
Instrument2014023259
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
Address41029
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,348.00 (+51.29%) Additional exemption filed$249,000 (+55.63%)$249,000 (+55.63%)
2023$1,552.00 (-0.26%)$160,000 (-)$160,000 (-)
2022$1,556.00$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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