101 Cortez Ct, Bakersfield, CA 93314 Property Records

Kern County property record for 101 Cortez Ct, Bakersfield, CA 93314

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 4,817 sqft · built 2003
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Apr 2026)
Tax Bill	$12,016 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`409-122-16-00-5`

Property Details

APN / Parcel Number

Primary APN	`409-122-16-00-5`
Alternative APNs	`409-122-16-5` `4091221600` `40912216`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,817 sqft Living Area
Gross Area	4,988 sqft
1st Floor Area	3,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	3,782 sqft
Parking Spaces	13 Parking Spaces
Porch	Porch
Porch Area	543 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	409122165
Street Address	101 CORTEZ CT
City	BAKERSFIELD
State	CA
Zip	93314-3706
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	E
Legal Description	TRACT 3620 , BLOCK , LOT 16
Legal Subdivision	TRACT NO. 3620
Legal Tract	3620
Legal Block	1
Legal Lot Number	16
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1008
Census Tract	3820

Owner

Source: Kern County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CORTEZ CT, BAKERSFIELD, CA 93314-3706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Document Number	202639974
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0000025947
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	101 CORTEZ CT, BAKERSFIELD, CA 93314-3706
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 B AND K RANCH RD, GEORGETOWN, TN 37336-4590

Mortgage

Document Number	0000076648
Date	Jul 3, 2024
Instrument	224076648

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 10, 2026
Property Address	101 CORTEZ CT, BAKERSFIELD, CA 93314-3706
Document Number	0000039974
Instrument Date	Mar 9, 2026
Instrument	202639974
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 CORTEZ CT, BAKERSFIELD, CA 93314-3706

Mortgage

Document Number	0000039975,
Date	Apr 10, 2026
Instrument	202639975

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,016.00 (+1.62%)	$961,766 (+4.04%) Land $140,329 Building $821,437
2024	$11,824.00 (+2.45%)
2023	$11,541.00 (+6.5%)	$924,424 Land $134,881 Building $789,543
2022	$10,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOCKDALE RANCHOS MUTUAL WATER CO private · serves 313 people · EPA ID CA1500557
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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