101 Copper Stone St, Smithfield, NC 27577 Property Records

Johnston County property record for 101 Copper Stone St, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1998
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$2,663 (2026)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17K08014O`

Property Details

APN / Parcel Number

Primary APN	`17K08014O`
Alternative APN	`2000148918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,358 sqft
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000148918
Street Address	101 COPPER STONE ST
City	SMITHFIELD
State	NC
Zip	27577-7280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	L38 OLE ML VLG 52/488-9 1696.14 .10
Legal Subdivision	OLE MILL VILLAGE SUBDIVISION
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	1
Census Block	1027
Census Tract	40903

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
May 31, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Aug 27, 2009 · Amount on Record
Deed Document Number	202613303
Deed Book / Page	7099 / 503
Prior Transfer Date	Aug 26, 2009
Prior Transfer Doc	0000263780
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280

Mortgage

Document Number	0000018435
Date	Jun 24, 2024
Book Page	6690/892
Instrument	2024018435

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	1 HOME CAMPUS, DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2048

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 28, 2026
Property Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280
Document Number	0000013303
Book / Page	7099 / 503
Instrument Date	Apr 28, 2026
Instrument	202613303
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280

Mortgage

Document Number	0000013304,
Date	Apr 28, 2026
Instrument	202613304

Lender

Name	NORTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	101 COPPER STONE ST, SMITHFIELD, NC 27577-7280
Document Number	0000575634
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COPPER STONE ST SMITHFIELD NC 275777280, SMITHFIELD, NC 27577-7280

Mortgage

Document Number	0000575634
Date	Jun 27, 2018
Book Page	005172/000648
Instrument	575634

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Wilson's Mills Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,663.00 (-0.89%)	$236,750 (-) Land $60,000 Building $176,750	$236,750 (-) Land $60,000 Building $176,750
2025	$2,687.00 (+77.83%)	$236,750 (+86.37%) Land $60,000 Building $176,750	$236,750 (+86.37%) Land $60,000 Building $176,750
2023	$1,511.00	$127,030 Land $42,000 Building $85,030	$127,030 Land $42,000 Building $85,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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