101 Congress St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 101 Congress St, Lowell, MA 01852 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 5 ba · 4,248 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$78,500 (May 2009)
Tax Bill$7,538 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNH06865

Property Details

APN / Parcel Number

Primary APNH06865
Alternative APNs
  • LOWE M:164 B:1460 L:101
  • M:000164 T:H06865

Interior

Bedrooms9 Beds
Full Baths5 Baths
Total Rooms21 Rooms
Units5 Units
Stories2 Stories
Building Area4,248 sqft Living Area
Gross Area6,511 sqft
1st Floor Area1,776 sqft
Basement Area1,755 sqft
Unfinished Basement1,755 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberH06865
Street Address101 CONGRESS ST
CityLOWELL
StateMA
Zip01852-4069
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block1460
Legal Lot Number101
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3007
Census Tract312100

Owner

Source: Middlesex County and Lowell City records · APN H06865

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 CONGRESS ST, LOWELL, MA 01852-4069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage
May 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ALIGN CREDIT UNION
Jul 29, 2022Redemption Deed, Transfer
Jul 29, 2022Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2009 · Amount on Record
Deed SaleMay 05, 2009 · Amount on Record
Deed Book / Page201 / 158
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Recording DateJul 13, 2026
Property Address101 CONGRESS ST, LOWELL, MA 01852-4069
Document Number0000330412
Instrument DateJul 07, 2026
Instrument2026330412
Transaction TypeMortgage
Record UpdatedAug 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CONGRESS ST, LOWELL, MA 01852-4069

Mortgage

Document Number0000330412,
DateJul 13, 2026
Instrument2026330412
Lender
Agreement
AmountAmount Recorded
Term24 Months
DueAug 01, 2028
Interest
Rate6.52%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address101 CONGRESS ST, LOWELL, MA 01852-4069
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000316123
DateMay 11, 2022
Instrument316123
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

July 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionLOWELL MA
Recording DateJul 29, 2022
Property Address101 CONGRESS ST, LOWELL, MA 01852-4069
Document Number0000317096
Instrument DateJul 22, 2022
Instrument317096
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

July 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionLOWELL MA
Recording DateJul 29, 2022
Property Address101 CONGRESS ST, LOWELL, MA 01852-4069
Document Number0000317097
Instrument DateJul 22, 2022
Instrument317097
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,538.00 (+1.28%)$656,600 (+5.07%) Land $119,700 Building $536,900
2024$7,443.00 (-1.89%)$624,900 (+2.31%) Land $108,000 Building $516,900
2023$7,586.00$610,800 Land $93,900 Building $516,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173121003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 744 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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