Montgomery County property record for 101 Commonwealth Dr, Mount Sterling, KY 40353
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,958 sqft · built 2008 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Sep 2005) |
| Tax Bill | $12,844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-00-00-022.01 |
| Primary APN | 023-00-00-022.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,958 sqft Total Area |
| Office | 3,958 sqft |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Lot Dimensions | 265 ft deep x 225 ft wide |
| Account Number | 2858 |
|---|---|
| Street Address | 101 COMMONWEALTH DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9644 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | FORBES PK TRACT 1 (1.37 AC) & BANK BLDG |
| Legal Subdivision | FORBES PARK |
| Legal Tract | 1 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920301 |
Source: Montgomery County records · APN 023-00-00-022.01
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25 GATEWATER RD, CROSS LANES, WV 25313-1408 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,844.00 (+0.82%) | $1,300,000 (-) | $1,300,000 (-) |
| 2023 | $12,740.00 | $1,300,000 | $1,300,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0870298, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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