Elko County property record for 101 Colonial Cir, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3,156 sqft · built 1990 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2005) |
| Tax Bill | $2,515 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-981-054 |
| Primary APN | 001-981-054 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,156 sqft Living Area |
| Gross Area | 4,357 sqft |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 801 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 249 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 101 COLONIAL CIR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 2 FILE 267578 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 290 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit NEVADA AFFORDABLE HOUSING ASST CORP |
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2017 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2005 · Amount on Record |
| Deed Sale | Jul 25, 2005 · Amount on Record |
| Deed Document Number | 2005537708 |
| Last Transfer Date | Apr 28, 2014 |
| Transfer Doc | 0000686014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Document Number | 0000817494 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 817494 |
| Name | NEVADA AFFORDABLE HOUSING ASST CORP |
|---|---|
| Type | Government Agency |
| Address | LAS VEGAS, NV 89114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Document Number | 0000799286 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 799286 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Document Number | 0000730848 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 101 COLONIAL CIR ELKO NV 898014568, ELKO, NV 89801-4568 |
| Document Number | 0000730848 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 730848 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 101 COLONIAL CIR, ELKO, NV 89801-4568 |
| Document Number | 0000730849 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 101 COLONIAL CIR ELKO NV 898014568, ELKO, NV 89801-4568 |
| Document Number | 0000730849 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 730849 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,515.00 (+3.03%) | $72,390 (-2.49%) Land $19,950 Building $52,441 | $206,829 (-2.49%) Land $57,000 Building $149,831 |
| 2025 | $2,441.00 (+12.75%) | $74,242 (+9.88%) Land $19,950 Building $54,292 | $212,120 (+9.88%) Land $57,000 Building $155,120 |
| 2023 | $2,165.00 (+3%) | $67,568 (+12.83%) Land $14,875 Building $52,693 | $193,051 (+12.83%) Land $42,500 Building $150,551 |
| 2022 | $2,102.00 | $59,887 Land $14,875 Building $45,012 | $171,106 Land $42,500 Building $128,606 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 74% of Nevada |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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