101 Cobey Ct, Clayton, NC 27520 Property Records

Johnston County property record for 101 Cobey Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1998
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,500 (Sep 2006)
Tax Bill	$1,769 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05G04035Y`

Property Details

APN / Parcel Number

Primary APN	`05G04035Y`
Alternative APN	`2000126116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,106 sqft Living Area
Gross Area	1,446 sqft
1st Floor Area	1,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000126116
Street Address	101 COBEY CT
City	CLAYTON
State	NC
Zip	27520-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	L57 ALBANY AC 50/428 164600-
Legal Subdivision	ALBANY ACRES SUBDIVISION
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2006
Census Tract	41105

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 COBEY CT, CLAYTON, NC 27520-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2006 · Amount on Record
Deed Sale	Sep 19, 2006 · Amount on Record
Deed Document Number	2006145902
Deed Book / Page	3200 / 669
Prior Transfer Date	Sep 19, 2005
Prior Transfer Doc	0000100814
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 COBEY CT, CLAYTON, NC 27520-5842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000555602
Date	Dec 22, 2017
Book Page	5078/0729
Instrument	2017555602

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 COBEY CT, CLAYTON, NC 27520-5842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602686
Date	Feb 27, 2019
Book Page	5300/0355
Instrument	2019602686

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (+56.27%)	$283,130 (+95.67%) Land $85,000 Building $198,130	$283,130 (+95.67%) Land $85,000 Building $198,130
2023	$1,132.00	$144,700 Land $44,000 Building $100,700	$144,700 Land $44,000 Building $100,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY ACRES S/D private · serves 81 people · EPA ID NC0351194
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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