101 Clyde Cir, Waterloo, IA 50701 Property Records

Black Hawk County property record for 101 Clyde Cir, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,120 sqft · built 1952
Lot Size	0.504 acres (21,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (Jun 2019)
Tax Bill	$6,448 (2025)
Deeds & Mortgages	Jan 2020 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-354-011`

Property Details

APN / Parcel Number

Primary APN	`8913-34-354-011`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,676 sqft
Unfinished Basement	1,676 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,956 sqft (0.504 acres)
Lot Dimensions	110 ft deep x 160 ft wide
Garage Type	Mixed
Garage Area	1,067 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	168 sqft
Patio Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 CLYDE CIR
City	WATERLOO
State	IA
Zip	50701-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY HEIGHTS LOT 70
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	RIDGEWAY HEIGHTS
Legal Lot Number	70
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	5
Census Block	5012
Census Tract	1400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CLYDE CIR, WATERLOO, IA 50701-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jun 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	201918959
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	2008023720
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	101 CLYDE CIR, WATERLOO, IA 50701-4007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013448
Date	Jan 31, 2020
Instrument	202000013448

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	101 CLYDE CIR, WATERLOO, IA 50701-4007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008246
Date	Oct 19, 2020
Instrument	202100008246

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 17, 2019
Property Address	101 CLYDE CIR, WATERLOO, IA 50701-4007
Document Number	201900018959
Instrument Date	Jun 14, 2019
Instrument	201900018959
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLYDE CIR, WATERLOO, IA 50701-4007

Mortgage

Document Number	201900018960
Date	Jun 17, 2019
Instrument	201900018960

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,448.00 Homeowner's exemption	$318,750 (+3.68%) Land $48,340 Building $270,410	$318,750 (+3.68%) Land $48,340 Building $270,410
2024	$6,448.00 (+22.31%)
2023		$307,430 (+23.53%) Land $48,340 Building $259,090	$307,430 (+23.53%) Land $48,340 Building $259,090
2022	$5,272.00 Homeowner's exemption	$248,880 Land $48,340 Building $200,540
2021			$248,880 Land $48,340 Building $200,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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