101 Clover Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 101 Clover Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,474 sqft · built 1996
Lot Size	10 acres (437,778 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2018)
Tax Bill	$450 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Mortgage + 1 more
APN	`54151*A`

Property Details

APN / Parcel Number

Primary APN	`54151*A`
Alternative APN	`103435400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	437,778 sqft (10 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	103435400
Street Address	101 CLOVER LN
City	SUFFOLK
State	VA
Zip	23434-7752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURAL
Legal Description	RT 689, ONEIL, BRINKLEY
Legal Subdivision	GOOD QUALITY-SM
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	3
Census Block	3011
Census Tract	75801

Owner

101 Clover Ln is owned and occupied by an individual who bought it in July 2018.

Source: Suffolk City records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 CLOVER LN, SUFFOLK, VA 23434-7752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 12, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Deed Document Number	180007349
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	101 CLOVER LN, SUFFOLK, VA 23434-7752
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002880
Date	Mar 5, 2020
Instrument	200002880

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	101 CLOVER LN, SUFFOLK, VA 23434-7752
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005307
Date	May 23, 2019
Instrument	190005307

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 12, 2018
Property Address	101 CLOVER LN, SUFFOLK, VA 23434-7752
Document Number	180007349
Instrument Date	Jul 10, 2018
Instrument	180007349
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER LN, SUFFOLK, VA 23434-7752

Mortgage

Document Number	180007350
Date	Jul 12, 2018
Instrument	180007350

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Clover Ln was $450 with a senior citizen's exemption, up 14.5% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$542,200 (-1.7%) Land $126,300 Building $415,900
2025	$450.00 (+14.5%) Senior Citizen's exemption	$542,200 (-1.7%) Land $126,300 Building $415,900	$551,600 Land $114,900 Building $436,700
2024	$393.00 Senior Citizen's exemption	$551,600 (+2.89%) Land $114,900 Building $436,700
2023	Senior Citizen's exemption	$536,100 Land $114,900 Building $421,200	$536,100 Land $114,900 Building $421,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 101 Clover Ln; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Clover Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Ln

Nearby Streets

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