101 Clinchfield Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 101 Clinchfield Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,131 sqft · built 1950
Lot Size	0.841 acres (36,634 sqft)
Owner	Individual Name on Record
Last Sale	$6,500 (May 2022)
Tax Bill	$1,292 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-K-013.00`

Property Details

APN / Parcel Number

Primary APN	`023N-K-013.00`
Alternative APNs	`086023N K 01300` `000005712`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,131 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,131 sqft
Basement Area	942 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	36,634 sqft (0.841 acres)
Lot Dimensions	288 ft deep x 286 ft wide
Porch	Finished/Open Porch
Porch Area	113 sqft
Patio Area	1,064 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 CLINCHFIELD AVE
City	ERWIN
State	TN
Zip	37650-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	210X155X240 180X85X181X40
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 CLINCHFIELD AVE, ERWIN, TN 37650-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage CLINCHFIELD FCU
May 5, 2022	Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 11, 2018	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	20221007
Deed Book / Page	459 / 139
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0000459139
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	101 CLINCHFIELD AVE, ERWIN, TN 37650-1717
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488972
Date	Feb 25, 2026
Book Page	488/972
Instrument	26000402

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Mar 1, 2035

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	May 5, 2022
Property Address	101 CLINCHFIELD AVE, ERWIN, TN 37650-1717
Document Number	0000459139
Book / Page	459 / 139
Instrument Date	Apr 29, 2022
Instrument	22001007
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	2020 TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLINCHFIELD AVE, ERWIN, TN 37650-1717

Mortgage

Document Number	0022001008
Date	May 5, 2022
Instrument	22001008

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 11, 2018
Property Address	101 CLINCHFIELD AVE, ERWIN, TN 37650-1717
Document Number	41670
Book / Page	000416 / 000070
Instrument Date	Sep 7, 2018
Instrument	1696
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 CLINCHFIELD AVE ERWIN TN 376501717, ERWIN, TN 37650-1717

Mortgage

Document Number	41673
Date	Sep 11, 2018
Book Page	000416/000073
Instrument	1697

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	3701 ARCO CORPORATE DR # 200, CHARLOTTE, NC 28273-7204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,500 (-) Land $11,450 Building $38,050	$198,000 (-) Land $45,800 Building $152,200
2024	$1,292.00 (+11%)
2023		$49,500 (-) Land $11,450 Building $38,050
2022	$1,164.00	$49,500 Land $11,450 Building $38,050	$198,000 Land $45,800 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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