Carroll County property record for 101 Clear Ridge Rd, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 942 sqft · built 1880 |
| Lot Size | 0.262 acres (11,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Mar 2026) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-005018 |
| Primary APN | 02-005018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 942 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Asbestos |
| Roof Material | Metal |
| Lot Area | 11,434 sqft (0.262 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 354 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 005018 |
|---|---|
| Street Address | 101 CLEAR RIDGE RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT - 11434 SF 101 CLEAR RIDGE RD UNIONTOWN-NEW WINDSOR RD |
| Legal Subdivision | CLEAR RIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 502000 |
Source: Carroll County records · APN 02-005018
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed, Transfer · FHA Mortgage GREAT NORTH BANK |
| Apr 05, 2019 | Deed of Trust, Mortgage · Line of Credit NWSB BK |
| Feb 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Jun 21, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 24, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 11717 / 215 |
| Transfer Doc | 0000000600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 23, 2026 |
| Property Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0117170215 |
| Book / Page | 11717 / 215 |
| Instrument Date | Mar 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0011717222 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 11717/222 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0092710409 |
| Instrument Date | Apr 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 101 CLEAR RIDGE RD UNION BRIDGE MD 217919035, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0092710409 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 009271/000409 |
| Name | NWSB BK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0089580046 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 101 CLEAR RIDGE RD UNION BRIDGE MD 217919035, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0089580046 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 008958/000046 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 21, 2017 |
| Property Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0087250088 |
| Book / Page | 008725 / 000088 |
| Instrument Date | Jun 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 CLEAR RIDGE RD UNION BRIDGE MD 217919035, UNION BRIDGE, MD 21791-9035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 24, 2017 |
| Property Address | 101 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9035 |
| Document Number | 0086200163 |
| Book / Page | 008620 / 000163 |
| Instrument Date | Feb 07, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS #X2302 DES MOINES IA 503280001, X2302, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,500 (+11.95%) Land $85,000 Building $81,500 | $166,500 (-) Land $85,000 Building $81,500 | |
| 2025 | $1,726.00 (+34.95%) | $148,733 (+31.39%) | $166,500 (+47.08%) Land $85,000 Building $81,500 |
| 2023 | $1,279.00 | $113,200 Land $73,000 Building $40,200 | $113,200 Land $73,000 Building $40,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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