Madison County property record for 101 Clay Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,665 sqft |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Feb 2020) |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0022-0016 |
| Primary APN | R005-0022-0016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,665 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 45113 |
|---|---|
| Street Address | 101 CLAY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY TOWERS LOT 1 BLK F |
| Legal Subdivision | CLAY TOWER |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 450 DREYFUS RD, BEREA, KY 40403-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2020 | Warranty Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Jun 3, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FORCHT BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 2014007725 |
| Deed Book / Page | D00784 / 728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 24, 2020 |
| Property Address | 101 CLAY DR, RICHMOND, KY 40475-1229 |
| Document Number | D00784/728 |
| Book / Page | D00784 / 728 |
| Map Reference | MB 2 PG 30 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2014007725 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 IVY CREEK DR, 113, RICHMOND, KY 40475-6021 |
| Name | Verified Name |
|---|---|
| Address | 3185 BEREA RD, RICHMOND, KY 40475-9643 |
| Investor | Possibly a Property Investor |
| Document Number | 2014007726 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2014007726 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 3, 2019 |
| Property Address | 101 CLAY DR, RICHMOND, KY 40475-1229 |
| Document Number | D00774/217 |
| Book / Page | D00774 / 217 |
| Map Reference | PL 2 PG 40 |
| Instrument Date | May 30, 2019 |
| Instrument | 2013993400 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 KNOX ST, 206, COLUMBIA, KY 42728-1762 |
| Name | Verified Name |
|---|---|
| Address | 113 IVY CREEK DR, RICHMOND, KY 40475-6021 |
| Document Number | 2013993401 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2013993401 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 30, 2029 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,225.00 (+26.29%) Additional exemption filed | $130,000 (+3%) | $130,000 (+3%) |
| 2023 | $970.00 (-0.31%) | $100,000 (-) | $100,000 (-) |
| 2022 | $973.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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