101 Clay Dr, Gadsden, AL 35903 Property Records

Etowah County property record for 101 Clay Dr, Gadsden, AL 35903

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,460 sqft · built 2007
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$113,900 (Aug 2018)
Tax Bill$409 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Dec 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN13-03-08-0-000-001.007

Property Details

APN / Parcel Number

Primary APN13-03-08-0-000-001.007
Alternative APNs
  • 343065
  • 231858
  • 90559

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number343065
Street Address101 CLAY DR
CityGADSDEN
StateAL
Zip35903-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 HILL TOP SUB PLAT L-61 8-12-8 & 5-12-8 D-2006-3249949,D-2007-3260532,T/S 2007-42(RED-6/16/08) D-2017-3460764,D-2018-3471633,D-2024-3569038(ROS)
Legal Range8E
Legal Township12S
Legal Section8
Legal SubdivisionHILL TOP SUB
Legal Lot Number4
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group3
Census Block3008
Census Tract10602

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 CLAY DR, GADSDEN, AL 35903-4930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2018Special Warranty Deed, Transfer · Stand-Alone First Mortgage
RENASANT BANK
Dec 21, 2017Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Prior SaleDec 21, 2017 · Amount on Record
Deed Document Number20183471633
Record UpdatedOct 29, 2026

August 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionETOWAH AL
Recording DateAug 2, 2018
Property Address101 CLAY DR, GADSDEN, AL 35903-4930
Document Number0003471633
Instrument DateJul 12, 2018
Instrument3471633
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CLAY DR, GADSDEN, AL 35903-4930

Mortgage

Document Number0003471634
DateAug 2, 2018
Instrument3471634
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2017: Foreclosure

Document TypeForeclosure
JurisdictionETOWAH AL
Recording DateDec 21, 2017
Property Address101 CLAY DR, GADSDEN, AL 35903-4930
Document Number0003460764
Instrument DateDec 15, 2017
Instrument3460764
Transaction TypeForeclosure
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address101 CLAY DR, 101, GADSDEN, AL 35903-4930

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6500043, DALLAS, TX 75265
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409.00 (-8.71%) Homeowner's exemption
2025$448.00 (-14.83%) Homeowner's exemption$15,980 (+0.13%) Land $660 Building $15,320$159,600 (-) Land $6,500 Building $153,100
2023$526.00 (+20.37%) Homeowner's exemption$15,960 (+18.31%) Land $650 Building $15,310$159,600 (+18.31%) Land $6,500 Building $153,100
2022$437.00 Homeowner's exemption$13,490 Land $650 Building $12,840$134,900 Land $6,500 Building $128,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 85% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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