101 Circle Dr W, Pell City, AL 35128 Property Records

St. Clair County property record for 101 Circle Dr W, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,638 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2021)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-02-03-4-000-051.000`

Property Details

APN / Parcel Number

Primary APN	`28-02-03-4-000-051.000`
Alternative APNs	`513038` `30293`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,638 sqft Heated Area
1st Floor Area	1,390 sqft
Upper Floors Area	1,248 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 CIRCLE DR W
City	PELL CITY
State	AL
Zip	35128-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 39 & 40 LAKEVIEW SUB ALSO PT LOT 1 LAKEVIEW BEG SE COR LOT 1 NE 125.5' W/W R/W CIRCLE DR NWLY & W 126.2' W/S R/W CIRCLE
Legal Range	03E
Legal Township	17S
Legal Section	03
Legal Subdivision	LAKEVIEW SUB
Legal Lot Number	39-40,1
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2024
Census Tract	40209

Owner

101 Circle Dr W is owned and occupied by an individual who bought it in November 2021.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CIRCLE DR W, PELL CITY, AL 35128-6632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY MORTGAGE CORP
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Feb 20, 2007 · Amount on File
Deed Book / Page	2021 / 15757
Prior Transfer Date	Feb 19, 2007
Prior Transfer Doc	0000003173
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	101 CIRCLE DR W, PELL CITY, AL 35128-6632
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047554
Date	Nov 27, 2019
Book Page	MTG 2019/47554

Lender

Name	LIBERTY MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 18, 2021
Property Address	101 CIRCLE DR W, PELL CITY, AL 35128-6632
Document Number	0000015757
Book / Page	DEED 2021 / 15757
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 CIRCLE DR S, PELL CITY, AL 35128-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CIRCLE DR W, PELL CITY, AL 35128-6632

Mortgage

Document Number	MTG202177642
Date	Nov 18, 2021
Instrument	MTG 2021/77642

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 101 Circle Dr W was $1,332 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00	$33,660	$336,410
2023		$67,282 (+189.92%) Land $6,380 Building $60,902	$336,410 (+44.96%) Land $31,900 Building $304,510
2022	$904.00 Homeowner's exemption	$23,207 Land $1,970 Building $21,237	$232,070 Land $19,700 Building $212,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Circle Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Circle Dr W is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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