101 Christopher Dr, Cadiz, KY 42211 Property Records

Trigg County property record for 101 Christopher Dr, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1976
Lot Size	44 acres (1,916,640 sqft)
Owner	Individual Name on Record
Tax Bill	$473 (2025)
Deeds & Mortgages	May 2017 Line of Credit Sep 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-65-47J-44A`

Property Details

APN / Parcel Number

Primary APN	`S-65-47J-44A`
Alternative APN	`207287`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,916,640 sqft (44 acres)
Garage Type	Attached
Garage Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	101 CHRISTOPHER DR
City	CADIZ
State	KY
Zip	42211-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ACRES 44A
Legal Subdivision	VALLEY VIEW ACRES
Legal Lot Number	44A
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2097
Census Tract	970202

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 CHRISTOPHER DR, CADIZ, KY 42211-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CADIZ & TRUST CO
Sep 30, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 16, 2024
Transfer Doc	00D333/688
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	101 CHRISTOPHER DR, CADIZ, KY 42211-9752
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000348/610
Date	May 23, 2017
Book Page	348/610

Lender

Name	BANK OF CADIZ & TRUST CO
Type	Bank
Address	CADIZ, KY 42211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRIGG KY
Recording Date	Sep 30, 2024
Property Address	101 CHRISTOPHER DR, CADIZ, KY 42211-9752
Document Number	00D333/688
Book / Page	D333 / 688
Map Reference	MB 2 PG 23
Instrument Date	Aug 16, 2024
Instrument	329208
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CHRISTOPHER DR, CADIZ, KY 42211-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 CHRISTOPHER DR, CADIZ, KY 42211-9752

Mortgage

Document Number	0000329213
Date	Sep 30, 2024
Instrument	329213

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	797 Months
Due	Feb 3, 2091

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (-12.57%) Homeowner's exemption	$100,000 (-)	$100,000 (-)
2023	$541.00 Homeowner's exemption	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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