101 Chong St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 101 Chong St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1991
Lot Size	1.28 acres (56,018 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2016)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-014-031`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-014-031`
Alternative APNs	`3-2-5-014-031-0000` `250140310000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Upper Floors Area	528 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	56,018 sqft
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 CHONG ST
City	HILO
State	HI
Zip	96720-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 58 56,000 SF DES GR 4496 PONAHAWAI HMSTDS TOG/NONEXCL ESMT FOR ACCESS, EGRESS & UTILITY PURPOSES
Legal Subdivision	CHARLES CHONG MAN SUBDIVISION
Legal Lot Number	58
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3003
Census Tract	20802

Owner

101 Chong St is owned and occupied by an individual who bought it in July 2016.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CHONG ST, HILO, HI 96720-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit HFS FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on File
Deed Sale	Jul 1, 2016 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	201660260231
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0059210645
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	101 CHONG ST, HILO, HI 96720-1703
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A77250268
Date	Feb 24, 2021
Instrument	A-77250268

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	101 CHONG ST, HILO, HI 96720-1703
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A9405000616
Date	Oct 1, 2025
Instrument	A-9405000616

Lender

Name	HFS FEDERAL CU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 101 Chong St was $1,645 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,500 (+2.99%) Land $139,500 Building $281,000	$559,300 (+2.16%) Land $258,700 Building $300,600
2025	$1,645.00	$408,300 (+3%) Land $139,500 Building $268,800	$547,500 (+3.44%) Land $246,900 Building $300,600
2024		$396,400 (+2.99%) Land $139,500 Building $256,900	$529,300 (+8.66%) Land $246,900 Building $282,400
2023	$1,586.00 Homeowner's exemption	$384,900 Land $139,500 Building $245,400	$487,100 Land $224,400 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Chong St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Chong St is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 82% of Hawaii
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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