101 Chestnut St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 101 Chestnut St, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,842 sqft · built 1950
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$635,101 (Jul 2020)
Tax Bill$9,605 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:40-P:050

Property Details

APN / Parcel Number

Primary APNM:40-P:050
Alternative APN
  • NREA M:040.0 B:0000 L:0050.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,842 sqft Living Area
Gross Area1,042 sqft
1st Floor Area840 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address101 CHESTNUT ST
CityNORTH READING
StateMA
Zip01864-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number50.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1014
Census Tract330102

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 CHESTNUT ST, NORTH READING, MA 01864-2822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE EQUITY PARTNERS LLC
Feb 28, 2020Quit Claim Deed, Transfer
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Deed Document Number2020125232
Deed Book / Page75241 / 405
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateJul 29, 2020
Property Address101 CHESTNUT ST, NORTH READING, MA 01864-2822
Document Number75241-405
Book / Page75241 / 405
Instrument DateJul 29, 2020
Instrument125232
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address101 CHESTNUT ST, NORTH READING, MA 01864-2822

Mortgage

Document Number125233
DateJul 29, 2020
Instrument125233
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateFeb 28, 2020
Property Address101 CHESTNUT ST, NORTH READING, MA 01864-2822
Document Number74206-88
Book / Page074206 / 000088
Instrument DateFeb 26, 2020
Instrument30124
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,642.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 ORSINI DR WAKEFIELD MA 018803562, WAKEFIELD, MA 01880-3562

Mortgage

Document Number74206-90
DateFeb 28, 2020
Book Page074206/000090
Instrument30125
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,605.00 (+1.79%)$737,700 (+2.1%) Land $396,200 Building $341,500$813,131
2025$9,436.00 (+1.92%)$722,500 (+3.1%) Land $381,000 Building $341,500
2024$9,258.00 (+1.55%)$700,800 (+7.53%) Land $359,300 Building $341,500
2023$9,117.00$651,700 Land $330,000 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2001–2010)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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