101 Chestnut St, Laura, OH 45337 Property Records

Miami County property record for 101 Chestnut St, Laura, OH 45337

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,602 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Sep 1987)
Tax Bill$1,304 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNL36-000640

Property Details

APN / Parcel Number

Primary APNL36-000640
Alternative APNs
  • 070402.3-05-003-00
  • L36LA016 00800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,602 sqft Living Area
1st Floor Area2,340 sqft
AtticAttic
Attic Area432 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions165 ft deep x 58 ft wide
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area224 sqft
Patio Area324 sqft
Canopy100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address101 CHESTNUT ST
CityLAURA
StateOH
Zip45337-7733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 53 57.75
Legal Lot Number53
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1030
Census Tract340100

Owner

101 Chestnut St is owned and occupied by two individuals who bought it in September 1987.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address101 CHESTNUT ST, LAURA, OH 45337-7733
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1987 · Amount on File
Deed SaleSep 1, 1987 · Amount on File
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address101 CHESTNUT ST, LAURA, OH 45337-7733
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005093
DateApr 27, 2018
Instrument2018OR-05093
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 15, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Chestnut St was $1,304 with a homeowner's exemption, up 4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityLaura Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,304.00 (+3.99%) Homeowner's exemption$41,590 (+21.01%) Land $5,010 Building $36,580$118,800 Land $14,300 Building $104,500
2024$1,254.00 (+2.2%) Homeowner's exemption$34,370 (-) Land $5,460 Building $28,910
2023$1,227.00 (-3.31%) Homeowner's exemption$34,370 (-) Land $5,460 Building $28,910$98,200 (-) Land $15,600 Building $82,600
2022$1,269.00 Homeowner's exemption$34,370 Land $5,460 Building $28,910$98,200 Land $15,600 Building $82,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAURA VILLAGE PWS
serves 487 people · EPA ID OH5500612
Water SourceGroundwater
Last State InspectionJul 2021
Lead2 ppb (2025)
action level 15 ppb
Copper1.77 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
No certified operator
Jan 2026
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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