101 Chestnut St, Kuttawa, KY 42055 Property Records

Lyon County property record for 101 Chestnut St, Kuttawa, KY 42055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,116 sqft
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2020)
Tax Bill	$567 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21A1-C-10`

Property Details

APN / Parcel Number

Primary APN	`21A1-C-10`
Alternative APN	`143647`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,116 sqft Total Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	143647
Street Address	101 CHESTNUT ST
City	KUTTAWA
State	KY
Zip	42055-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW KUTTAWA LOT AND IMPRVMT
Legal Subdivision	KUTTAWA
Legal Block	C
Jurisdiction	LYON KY
Township / Civil Division	EDDYVILLE
Census Block Group	2
Census Block	2056
Census Tract	960101

Owner

101 Chestnut St is owned and occupied by an individual who bought it in October 2020.

Source: Lyon County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK
Jun 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage PLANTERS BANK
Oct 5, 2020	Deed, Transfer · Conventional Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Aug 11, 2014 · Amount on File
Deed Document Number	00DB177643
Deed Book / Page	DB177 / 643
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MB266/144
Date	Oct 19, 2020
Book Page	MB266/144

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296

Mortgage

Document Number	MB274/739
Date	Jun 23, 2021
Book Page	MB274/739

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2036

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	Oct 5, 2020
Property Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296
Document Number	DB177/643
Book / Page	DB177 / 643
Map Reference	CAB 1 SL 16
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 W WHITNEY AVE, 1002, LOUISVILLE, KY 40215-2718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	101 CHESTNUT ST, KUTTAWA, KY 42055-6296

Mortgage

Document Number	0MB265/566
Date	Oct 5, 2020
Book Page	MB265/566

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Chestnut St was $567.

Source: Lyon County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Municipality	Kuttawa City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00	$120,000	$120,000
2023	$747.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTTAWA WATER DEPARTMENT serves 1,143 people · EPA ID KY0720227
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: AT&T.

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