Bay County property record for 101 Cherry Ln, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1961 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 1999) |
| Tax Bill | $2,905 (2026) |
| Deeds & Mortgages | Dec 2018 Loan Modification Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-017-252-002-00 |
| Primary APN | 160-017-252-002-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 1,304 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 832 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 101 CHERRY LN |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | LOT 47 ACKERMAN BROTHERS SUB |
| Legal Subdivision | BROTHERS SUB |
| Legal Lot Number | 47 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 286600 |
101 Cherry Ln is owned and occupied by an individual who bought it in December 1999.
Source: Bay County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 CHERRY LN, BAY CITY, MI 48706-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage GREAT LKS FCU |
| Jan 31, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1999 · Amount on File |
| Deed Sale | Dec 13, 1999 · Amount on File |
| Deed Book / Page | 1655 / 363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 101 CHERRY LN, BAY CITY, MI 48706-3532 |
| Document Number | 0000016866 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 CHERRY LN BAY CITY MI 487063532, BAY CITY, MI 48706-3532 |
| Document Number | 0000016866 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 16866 |
| Name | GREAT LKS FCU |
|---|---|
| Address | BAY CITY, MI 48708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 13, 2023 |
| Rate | 6.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 31, 2017 |
| Property Address | 101 CHERRY LN, BAY CITY, MI 48706-3532 |
| Document Number | 0031970476 |
| Book / Page | 003197 / 000476 |
| Instrument Date | Apr 6, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 101 Cherry Ln was $2,905 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,905.00 Homeowner's exemption | $93,450 | $186,900 |
| 2023 | $64,900 | $129,800 | |
| 2022 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 Cherry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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