101 Cherokee Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 101 Cherokee Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,943 sqft · built 1964
Lot Size	0.744 acres (32,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2011)
Tax Bill	$4,746 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045B1-03-0B-00700`

Property Details

APN / Parcel Number

Primary APN	`045B1-03-0B-00700`
Alternative APN	`10484`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,943 sqft Finished Area
Basement Area	1,943 sqft
Finished Basement	1,334 sqft
Unfinished Basement	609 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,387 sqft (0.744 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	101 CHEROKEE CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK C B 7
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CHEROKEE CT, CHARLOTTESVILLE, VA 22901-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU
Dec 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2011 · Amount on Record
Deed Sale	Jul 14, 2011 · Amount on Record
Deed Document Number	20117935
Deed Book / Page	4053 / 433
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	101 CHEROKEE CT, CHARLOTTESVILLE, VA 22901-1007
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CHEROKEE CT, CHARLOTTESVILLE, VA 22901-1007

Mortgage

Document Number	202300006495
Date	Jul 28, 2023
Instrument	202300006495

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	101 CHEROKEE CT, CHARLOTTESVILLE, VA 22901-1007
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012345
Date	Oct 28, 2022
Instrument	202200012345

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	101 CHEROKEE CT, CHARLOTTESVILLE, VA 22901-1007
Document Number	0000000038
Book / Page	004861 / 000309
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 CHEROKEE CT CHARLOTTESVILLE VA 229011007, CHARLOTTESVILLE, VA 22901-1007

Mortgage

Document Number	0000000038
Date	Jan 4, 2017
Book Page	004861/000309
Instrument	38

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2042

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,746.00 (+2.31%)	$530,900 (+16.55%) Land $115,200 Building $415,700	$530,900 (+16.55%) Land $115,200 Building $415,700
2025	$4,639.00 (+19.29%)
2023	$3,889.00	$455,500 Land $116,100 Building $339,400	$455,500 Land $116,100 Building $339,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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