101 Charleston Dr, Grandy, NC 27939 Property Records

Currituck County property record for 101 Charleston Dr, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,539 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Nov 2025)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9912-80-8420`

Property Details

APN / Parcel Number

Primary APN	`9912-80-8420`
Alternative APNs	`094G00001030000` `000150675` `9912-80`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,539 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Depth	20 ft Depth

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000150675
Street Address	101 CHARLESTON DR
City	GRANDY
State	NC
Zip	27939-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	CAROLINA CLUB LOT 103
Legal Subdivision	CAROLINA CLUB
Legal Lot Number	103
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1029
Census Tract	110404

Owner

101 Charleston Dr is owned and occupied by an individual who bought it in November 2025.

Source: Currituck County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	101 CHARLESTON DR, GRANDY, NC 27939-9634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Feb 25, 2002 · Amount on File
Deed Document Number	2025398943
Deed Book / Page	1831 / 164
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 12, 2025
Property Address	101 CHARLESTON DR, GRANDY, NC 27939-9634
Document Number	0018310164
Book / Page	1831 / 164
Map Reference	CAB C2 SL 259-265
Instrument Date	Oct 30, 2025
Instrument	398943
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5801 BELLE FONTAINE DR, OCEAN SPRINGS, MS 39564-7936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CHARLESTON DR, GRANDY, NC 27939-9634

Mortgage

Document Number	0000398944
Date	Nov 12, 2025
Instrument	398944

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 101 Charleston Dr was $2,236.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00	$318,000 Land $41,100 Building $276,900
2023	$2,027.00	$318,000 Land $41,100 Building $276,900	$318,000 Land $41,100 Building $276,900
2021			$318,000 Land $41,100 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Charleston Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Charleston Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20