Loudon County property record for 101 Charles St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 954 sqft · built 1945 |
| Lot Size | 0.129 acres (5,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Dec 2023) |
| Tax Bill | $580 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041H-L-011.00 |
| Primary APN | 041H-L-011.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,611 sqft (0.129 acres) |
| Lot Dimensions | 75 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 219 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 CHARLES ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ROSEDALE PARK OR WARD ADD LOT: 26 01 044F N 044F 03100 000 75 X 75 |
| Legal Subdivision | ROSEDALE PARK OR WARD ADD |
| Legal Lot Number | 26 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 60600 |
101 Charles St is owned and occupied by an individual who bought it in December 2023.
Source: Loudon County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 20, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK/E TN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | Sep 25, 2015 · Amount on File |
| Deed Document Number | 202311381 |
| Deed Book / Page | 469 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Document Number | 0T1675/836 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | T1675/836 |
| Instrument | 23011383 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Dec 20, 2023 |
| Property Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Document Number | 00D469/343 |
| Book / Page | D469 / 343 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 23011381 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Document Number | 0T1675/819 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | T1675/819 |
| Instrument | 23011382 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 101 CHARLES ST, LOUDON, TN 37774-1303 |
| Document Number | 0000009071 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 616 MULBERRY ST LOUDON TN 377741153, LOUDON, TN 37774-1153 |
| Document Number | 0000009071 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 001386/000793 |
| Instrument | 9071 |
| Name | PEOPLES BK/E TN |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, TN 37354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 28, 2038 |
The 2025 property tax bill for 101 Charles St was $580.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $580.00 | $19,625 (-) Land $2,800 Building $16,825 | $78,500 Land $11,200 Building $67,300 |
| 2024 | $580.00 | $19,625 (-) Land $2,800 Building $16,825 | |
| 2023 | $19,625 (-) Land $2,800 Building $16,825 | ||
| 2022 | $215.00 | $19,625 Land $2,800 Building $16,825 | $78,500 (-) Land $11,200 Building $67,300 |
| 2021 | $78,500 Land $11,200 Building $67,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 101 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 Charles St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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