101 Chapman St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 101 Chapman St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,250 sqft · built 1948
Lot Size0.207 acres (9,021 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2023)
Tax Bill$6,069 (2025)
Deeds & MortgagesNov 2023 Sale
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNDRAC M:47 L:235

Property Details

APN / Parcel Number

Primary APNDRAC M:47 L:235
Alternative APNs
  • M:0047 B:0000 L:0235
  • 762214

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,250 sqft Living Area
Gross Area3,690 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,021 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number762214
Street Address101 CHAPMAN ST
CityDRACUT
StateMA
Zip01826-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number235
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1018
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 CHAPMAN ST, DRACUT, MA 01826-3912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed, Transfer
Jun 3, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Aug 7, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Book / Page38193 / 285
Record UpdatedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionDRACUT MA
Recording DateNov 20, 2023
Property Address101 CHAPMAN ST, DRACUT, MA 01826-3912
Document Number038193-285
Book / Page38193 / 285
Instrument DateNov 9, 2023
Instrument34495
Transaction TypeTransfer
Record UpdatedDec 8, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CHAPMAN ST, DRACUT, MA 01826-3912

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJun 3, 2021
Property Address101 CHAPMAN ST, DRACUT, MA 01826-3912
Document Number35834-253
Book / Page35834 / 253
Instrument DateJun 3, 2021
Instrument33065
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 CHAPMAN ST, DRACUT, MA 01826-3912

Mortgage

Document Number33066
DateJun 3, 2021
Instrument33066
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateAug 7, 2020
Property Address101 CHAPMAN ST, DRACUT, MA 01826-3912
Document Number34468-203
Book / Page34468 / 203
Instrument DateJul 22, 2020
Instrument36874
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 CHAPMAN ST, DRACUT, MA 01826-3912

Mortgage

Document Number36875
DateAug 7, 2020
Instrument36875
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,069.00 (+3.3%)$599,700 (+6.67%) Land $186,300 Building $413,400$643,815 (+6.37%)
2024$5,875.00 (+3.31%)$562,200 (+14.48%) Land $177,400 Building $384,800$605,245
2023$5,687.00$491,100 Land $154,200 Building $336,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1982)
Most Recent ClaimJun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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