Madison County property record for 101 Channel Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,620 sqft · built 1975 |
| Lot Size | 0.353 acres (15,413 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,900 (Dec 2021) |
| Tax Bill | $614 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-12B-028 |
| Primary APN | 072A-12B-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Adjusted Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,413 sqft (0.353 acres) |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|
| Account Number | 11143 |
|---|---|
| Street Address | 101 CHANNEL CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 TWIN HARBOURS PART 1 LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Legal Subdivision | TWIN HARBORS PT 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30208 |
Source: Madison County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 CHANNEL CIR, MADISON, MS 39110-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 2021946924 |
| Deed Book / Page | 4150 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 101 CHANNEL CIR, MADISON, MS 39110-9653 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 618 CRESCENT BLVD 100, 100, RIDGELAND, MS 39157-8664 |
| Document Number | 4043/473 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 4043/473 |
| Instrument | 927081 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 101 CHANNEL CIR, MADISON, MS 39110-9653 |
| Document Number | 0000867830 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 101 CHANNEL CIR MADISON MS 391109653, MADISON, MS 39110-9653 |
| Document Number | 0000867830 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 003740/000709 |
| Instrument | 867830 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 9, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $614.00 (+2.5%) Homeowner's exemption | $8,909 (+1.67%) | $89,090 (+1.67%) Land $30,000 Building $59,090 |
| 2024 | $599.00 | ||
| 2023 | $599.00 Homeowner's exemption | $8,763 | $87,630 Land $30,000 Building $57,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRVWSD-TWIN HARBOR state or territorial government · serves 2,973 people · EPA ID MS0450024 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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