Sacramento County property record for 101 Chango Cir, Sacramento, CA 95835
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,904 sqft · built 2004 |
| Lot Size | 0.131 acres (5,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jan 2023) |
| Tax Bill | $8,527 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone A99 (high risk) |
| APN | 201-1010-019-0000 |
| Primary APN | 201-1010-019-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 5,714 sqft (0.131 acres) |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 101 CHANGO CIR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95835-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-PUD |
| Legal Description | NATOMAS CREEK VILLAGE 1, LOT 197 |
| Legal Subdivision | NATOMAS CREEK VILLAGE 1 |
| Legal Lot Number | 197 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7108 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jan 26, 2023 | Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Aug 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on Record |
| Deed Sale | Jan 26, 2023 · Amount on Record |
| Prior Sale | Mar 13, 2014 · Amount on Record |
| Deed Book / Page | 20230126 / 576 |
| Prior Transfer Date | Mar 10, 2014 |
| Prior Transfer Doc | 0000000937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000001703 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 202102241703 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 26, 2023 |
| Property Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000000576 |
| Map Reference | MB 326 PG 2 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2023012600576 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 0000000577 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023012600577 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0000000578 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023012600578 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Mar 24, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 2240000001703 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 20210224/1703 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 101 CHANGO CIR, SACRAMENTO, CA 95835-2414 |
| Document Number | 1908190351 |
| Instrument Date | Aug 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 101 CHANGO CIR SACRAMENTO CA 958352414, SACRAMENTO, CA 95835-2414 |
| Document Number | 1908190351 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 1908190351 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 18, 2034 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $546,522 (+2%) Land $148,569 Building $397,953 | |
| 2025 | $8,527.00 (+4.17%) | $535,806 (+53.12%) Land $145,656 Building $390,150 |
| 2024 | $8,186.00 (+44.63%) | |
| 2023 | $5,660.00 (+4.85%) Homeowner's exemption | $349,935 Land $100,149 Building $249,786 |
| 2022 | $5,398.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 784 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 288 condo units |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
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