101 Chamber St, Preston, MD 21655 Property Records

Caroline County property record for 101 Chamber St, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1875
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2024)
Tax Bill	$3,808 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-018524`

Property Details

APN / Parcel Number

Primary APN	`04-018524`
Alternative APNs	`4018524` `018524`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Total Area
Basement Area	1,248 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,450 sqft (0.24 acres)

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	48 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018524
Street Address	101 CHAMBER ST
City	PRESTON
State	MD
Zip	21655-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	10450 SF S/S MARYLAND AVENUE PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2031
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 813, PRESTON, MD 21655-0813
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Mar 17, 1989 · Amount on Record
Deed Book / Page	1661 / 264
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 1, 2024
Property Address	101 CHAMBER ST, PRESTON, MD 21655-1327
Document Number	0016610264
Book / Page	1661 / 264
Instrument Date	Jan 16, 2024
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016610272
Date	Feb 1, 2024
Instrument	1661-0272

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,808.00 (+15.36%)	$267,800 (+77.12%) Land $36,400 Building $231,400	$267,800 (+77.12%) Land $36,400 Building $231,400
2025	$3,301.00 (+51.42%)
2023	$2,180.00	$151,200 Land $36,400 Building $114,800	$151,200 Land $36,400 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20