101 Central St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 101 Central St, Ipswich, MA 01938

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,251 sqft · built 1900
Lot Size0.058 acres (2,530 sqft)
Owner2 Trust Names on File
Tax Bill$4,772 (2026)
Flood ZoneZone X (minimal risk)
APNIPSW M:30D B:0065 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:30D B:0065 L:0
Alternative APN
  • 2461

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,251 sqft Living Area
Gross Area2,350 sqft
Basement Area691 sqft
Unfinished Basement691 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,530 sqft (0.058 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2461
Street Address101 CENTRAL ST
CityIPSWICH
StateMA
Zip01938-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIR
Legal Block65
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group1
Census Block1003
Census Tract223200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the High Street Historic District
listed 1980 · 39 contributing resources · NRIS 80000454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Central St is held in a trust since May 2016.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address103 CENTRAL ST, IPSWICH, MA 01938-1903
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2016
Deed SaleMay 25, 2016
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 101 Central St was $4,772, up 0.2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,772.00 (+0.23%)$442,700 (+3.68%) Land $171,000 Building $271,700$530,273 (-2.24%)
2025$4,761.00 (-3.99%)$427,000 (-2.02%) Land $161,100 Building $265,900$542,450
2024$4,959.00$435,800 Land $194,100 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Central St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1991–2010)
Claims Outside the SFHA5 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number